Insurance is a way for individuals and organizations to distribute and manage their risk. In exchange for receiving payments in the form of premiums, an insurer makes sure that a policyholder is compensated when they incur a loss, provided that the loss isn’t specifically excluded. However, given the breadth of possible exclusions, coverage disputes over the past decade have significantly increased. For many policyholders, exclusions coupled with aggressive policy denials have rendered coverage a mirage—seemingly
Last week on the Loom Analytics Twitter, we shared some figures surrounding construction disputes in the Ontario Superior Court of Justice. If you missed it, you can find them in the infographic below: Wanna Run it Yourself? If you’re wondering how we got our results, or want to dive deeper into the data, here’s how to run the numbers yourself on Court Analytics.Summary Judgement MotionsReport: Hearing AnalyticsCourt: Ontario Superior Court of JusticeDate Range: 01/01/2019 to 12/31/2019Practice
Class actions are procedural vehicles driven by aggrieved plaintiffs in their quest to find a common legal panacea to their collective tort. However, before such panacea can be found, there are a series of hoops that must be jumped through. A class action is initiated just like any regular action i.e. by issuing a statement of claim followed by a statement of defence. When a party brings a motion to certify the action as a
Premises liability is a concept widely applicable in personal injury cases. It comes into play when an injury occurs because of unsafe, unkept, or defective conditions on someone’s property. In Ontario, one of the most common accidents that arises from such dangerous property conditions is a slip and fall (or trip and fall). When a victim sustains injuries as a result of an unkept or unmaintained property, they can sue or claim damages against the
There’s a lot you can do with a lot of data at your fingertips, but that can be both a blessing and a curse. It can be difficult to know where to start narrowing in, what’s important, or sometimes even just how to frame the question. Plus, if you’re only looking for a one-off solution, you may not want to allocate the time and resources needed to find the correct analytics platform for you or